Most people agree that personal financial security allows them to pursue the things in life that matter the most: time with family and friends, a comfortable retirement, freedom to travel or pursue a hobby, and the assurance that their children and heirs will be educated and cared for. But savers and investors need to rethink how they care for their resources. More and more, it is important to make the smartest possible decisions about one's money so that goals are met and financial resources and savings last over a lifetime. Author and investment advisor Robert J. Kemp outlines his manifesto for building a life of financial security and happiness.

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